4 Ways To Change Your Life

Being stuck in a rut is a horrible feeling. When you feel as if you can’t move forward or you feel blocked due to limited career choices, you know that things have to change. No one likes to feel like they are not in control of their lives and being stuck in the mud can make you feel like there is no way out of your situation. However, if you want to get out of that rut and move into a new chapter where you feel happier, safer and more comfortable with life, then you need to make a change.

Not everyone likes to make a change, though. The idea of shaking up your life enough to make all the pieces fly into the air and land in very different places is a scary one. You are the one in charge of the pen that is writing your story, so it makes perfect sense to write yourself into a position of utter happiness. The one thing that you should always remember is that your life story is just a story; the real excitement lays in how you take ownership of your life and write each chapter. That’s where the motivation comes from and the way you empower yourself will finish your story the right way. So, how can you make a change today to get your life unstuck?

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  • Revising the career that you are doing is a good way to evaluate what it is you like about your life. Work takes up an awful lot of our time, and it makes sense to do a job that you actually enjoy rather than one that makes you feel trapped. If you want to change career but don’t know where to start, then you need to think about going back to school and learning something new so that you can change career.
  • Sometimes a change of scenery is required, and while you may not have had any initial plans to move to a new house, relocating to Guernsey or somewhere similar can literally change your life. By moving to an entirely new place, you can start again and make new friends, get to know new tracks and really just reinvest your time into your life. Starting over starts with you.
  • One of the biggest ways to change your life is to change how you speak about yourself and the things around you. Use positive language and speak to people the way that you wish to be spoken to. You have no need to worry about negativity when you simply avoid letting it affect you.
  • Finding the right support system is so important when it comes to getting out of a rut. You need people to buoy you up and make you feel good about yourself and the best thing that you can do is to surround yourself in people who do that.

Getting out of a rut is not easy, and staying out of it will be a battle, but once you get on the train to change, you can really see how your life will be better.

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Protect Your Business From Harm

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Whenever we think of protecting our business, we immediately think of protecting its growth, making sure that it can still trade, and that hackers can’t get to our data. But when you have a business that operates from physical premises and has employees, there is a lot more to consider. Below are just a few things you that need to think about to ensure that the real world doesn’t harm your business.

Insurance

All businesses must have insurance, but there is a difference between meeting the legal requirements and having the right amount of cover. Not only do you need business insurance, but you should have personal liability cover in case any accident should occur involving the general public. Your insurance should cover you for any loss or damages that may occur from theft, accidental or deliberate fire, and weather damage. You can also look into keyman insurance which helps to protect your business from loss of earnings should anything happen to a few of your most important staff members. There are a variety of industry specific policies that you could benefit from as well. Not many people know about environmental insurance, but it can be incredibly handy to have. Do some research and ask your competitors what type of cover they have.

Health & Safety

An insurance policy will protect you should the worst happen. Health and safety will help to prevent the worst from happening in the first place. Companies like AEL fire alarm servicing can help to make sure that your fire alarm is working correctly to minimise the risk of a fire going unnoticed and getting out of control. You should also ensure that any potential hazards are dealt with properly too. Clear up and debris or spillages promptly to avoid the risk of people tripping or slipping. Put warning signs up in particularly dangerous areas or where they may be needed. Ensure that the structure and fabric of the building are in good repair too, a nail sticking out of a door or wall could be a lawsuit waiting to happen.

Employee Medical

It always pays to have comprehensive employee medical cover. You may think it an unnecessary cost, but every day that your staff are out of work is costing your business money. Not only do you have to cover sick pay for your staff, but you either have to pay for someone else to cover them, or suffer reduced productivity in the workplace due to being short-staffed. Good medical cover will help your staff to heal and recuperate at a quicker rate, meaning that they are able to rejoin the workforce earlier than they otherwise would.

There you have it, a few simple ways to protect your business from harm in the real world. If you take sensible precautions against all eventualities, then you will find that you are seldom caught unawares. Running a business can be stressful work at the best of times, the last thing you need is to be worried about all the ‘what-ifs’ and worst case scenarios.

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The Top 5 Ways to Save For Your Dream Home

Whether it’s a new phone or new car that you’re saving up for, making a big purchase can be nerve-wracking, even for the savviest spenders. That’s certainly true when it comes to home buying; your house is the biggest purchase you’ll ever make, and, for many of us, it seems nearly impossible to save up for the down payment we need. While putting together a generous nest egg can seem like a pipe dream, there are some easy ways to accomplish it ever than you thought possible. If you want to purchase that dream home, start with these easy saving tips:

Use cash: While it can be easy to charge purchase after purchase on your credit card, only realizing how much you’ve racked up when you look at the bill, paying with cash can help lower your spending in no time. Before you leave the house for the day, put a pre-determined amount of cash in your wallet and leave your cards at home — you can’t spend what you don’t have on you, after all.

Set up automatic deposits: While it may feel painful to put cash in your savings account when there are so many fun things you could be buying with it, setting up automatic deposits can have you saving easily in no time. Simply set up a weekly automatic deposit from your bank account and you’ll accumulate a nice nest egg quickly — you won’t even miss the money.

Carpool to work: According to the U.S. Energy Information Administration, the average American will spend nearly $2000 on gas this year. However, if you carpool to work even just a few days a week, you can cut that number down significantly, leaving you more money to use for the purchase of your perfect home.

Sign up for rewards programs: Save money every time you go shopping by signing up for in-store rewards programs. Those little keychain fobs they hand out at the grocery, beauty supply, or houseware store can save you serious money over time, often giving users access to special pricing and early sales. Just signing up could save you hundreds, if not thousands, of dollars to put toward your home.

Negotiate your bills: The amount your asked to pay on your bills is often more up to interpretation than you might imagine. For many bills, from cable to hospital bills, you can actually negotiate the price. In fact, many places that charge heavily for bills, like hospitals, will even offer you significant discounts if you pay them in full.

Owning your own home doesn’t have to be a fantasy. In fact, buying smart and starting early can save you tens, if not hundreds of thousands of dollars over a lifetime. Before you resign yourself to a life of renting forever, start saving and you might just be buying before you know it. Just a few dollars tucked away today can yield a healthy nest egg that will help you buy the home you’ve always wanted.

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Finding Female Role Models In Everyday Life

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A good role model doesn’t have to be someone with more experience than you. They don’t have to be better at their work, or even have a greater knowledge than those around them. Instead, this sort of title is given to those with the ability to teach through their actions, living each part of their life in a positive way. This is often a very personal thing, with the achievements of the role model reflecting what an individual wants for themselves. Of course, though, finding people like this can be hard, especially when you’re after a specific gender.

Social Media: Despite the recent backlash social media has faced over issues like fake news and other societal scandals, it remains an excellent place to get in touch with people around the world. There are accounts used for motivational speaking, career advice, and pretty much everything in between. This gives you access to a huge array of different voices and opinions, while also helping you to keep your searching simple. Websites like Facebook and Twitter are perfect for this, as they encourage written posts over images or video. Of course, there is a negative side to this sort of website, and you will have to work hard to avoid being sucked into it.

Education/School: Teachers, past students, and even those in your current classes could be a great inspirational resource when you’re studying. Roles models from an area like this are often a great way to set standards for your own work. Establishments like Leicester High School have made names for themselves for being girls-only. This sort of place will surround you with prime candidates for the job of being your role model. Giving you the chance to compare methods, sharing study time with those you look up to on your course can be a great way to boost your education, while also helping you to make friends in the process.

Working: Like during school, a lot of people will often find their role models in the workplace. Whether they have the job you want or a particular knack for what they do, the people you spend your career around will be one of the best places to draw motivation and a drive from. A lot of companies recognise this, and will use techniques which force people to see each others results. Of course, simply following someone’s lead is much more effective, and you can work on this for yourself. It’s becoming a lot easier to progress and get high-level jobs as a modern woman. Not only does this make your path smoother, but it also gives you the chance to encounter girls already in good positions.

With all of this in mind, finding some strong female role models should be an easy task. A lot of people struggle to know where to start with this, and may not find it easy to drive themselves using others as their guide. With the right effort, though, anyone should have a chance to make a difference like this in their own life.

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Common Mistakes When Searching for a New Job

Searching for a new job can be a challenging enough process without throwing any obstacles in the way yourself. Unfortunately, that is what a lot of people are doing with their job-seeking approach. So, to give you a helping hand, we are going to be discussing a few of the most common mistakes out there when people are searching for a new job. This way, you will be in a much better position to avoid making them yourself.

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Applying with No Plan

Rather than simply applying for any position that you see available, you need to have a clear plan of action before you go any further. Rather than just going for any job that you can possibly get, you need to have a very targeted approach that maximises your odds of getting the positions that you actually want. You could then approach a recruitment agency like http://www.eagleheadhunters.co.uk/ to get the job you are after. Your best approach is to target the job that you really want and the steps that you need to take in order to get it.

Not Paying Attention to Online Presence

When you are looking for a job, you can benefit hugely from having a clearly defined online presence. Remember, employers are increasingly using the internet to do a background search on you, so the last thing that you need is to give them any negative impressions. Your brand is yourself, and you need to do everything you can to maintain and promote a positive image.

Using a Template Resume

Rather than a dry list of what you have done during your working years, your resume needs to say more about yourself. So, you should be talking in detail about the skills you have gained, the problems you solved, and any recognition you received for your achievements. Rather than just describing what you have done, you need to clearly highlight how it has helped you to grow and develop as a person.

Not Researching the Company

You would be surprised how many people still don’t see the questions coming regarding the company that they have applied for. Research the core mission of the organisation, as well as its strengths and the challenges that it faces. As well as the company website, check out what other people are saying about the organisation. The more homework that you have done, the more impressive this makes you look as a candidate.

Underestimating Your Value

The last piece of advice that we are going to give you is not to settle for anything less than you deserve. Make sure that you take the time to find out what similar positions pay, and go into your interview armed with this information. Settling for less actually devalues the entire profession, so don’t all yourself to be undervalued.

If you have been making any of these mistakes when searching and applying for new jobs, now is the time to change all this. After all, you don’t want to end up in a position that you don’t want being paid less than you deserve.

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Why Every Business Needs an Employee Incentive Program

 

 

Top talent is an important asset for any business. If you want to take your business to new heights, you ought to hire top talent. However, many business people tend to forget that hiring efficient workers isn’t enough and they must take steps to retain them. If you don’t value your employees they won’t take time in grabbing a more attractive opportunity where their efforts are appreciated.

You can introduce different incentive programs for your employees. Let’s take a look at some common ways that are adopted by many businesses around the world:

  • Profit Sharing –Some businesses reward their top tier employees by giving them a share in the profits of the company. It promotes a sense of ownership and employees focus more on working for the growth of the business.
  • Retention Bonus –You can celebrate work anniversaries of your employees and reward them if they stay with the business for many years.
  • Cash Bonus –Many businesses appreciate the hard work of employees with cash when they achieve certain targets.
  • Stock-Based incentives –Stock-based incentives prove to be most effective in retaining employees on long-term basis. Since they have financial interests, they’re less likely to leave the job.
  • Training –You can arrange regular training sessions to assist employees in improving their skill set.
  • Flexible Working Hours –You can introduce flexible working hours and remote working hours to facilitate your employees. Paid time-off can also help them relax and they’ll be charged when they return to work.
  • Travel Bonus –Travelling opportunities can encourage your employees like nothing else.

Benefits of Employee Incentive Programs

Many businesses don’t introduce employee incentive programs, fearing that it can affect their finances. However, these programs are extremely beneficial. Let’s take a look at the major reasons why staff incentives and rewards should be added to business model:

· Employee Retention

Employee reward programs can play a major role in employee retention. Create an environment where they feel comfortable and valued. If your employees feel that their efforts go unappreciated or their compensation is below market average, they would gladly grab any opportunity that comes up. With an effective reward strategy, you can convince your employees into keeping their jobs for long.

· Increase Productivity

Introduce staff incentive programs to boost performance of your employees. Knowing that they’ll get some amazing rewards, they’ll do their best to achieve targets. It encourages employees to put in their efforts for the growth of the business. However, make sure the objectives and goals are practical and your staff isn’t overworked. If you set expectations too high, your employees will lose motivation in no time.

· Healthy Competition

Employee incentive programs promote a healthy competition among your workers. Since every employee gets rewarded on the basis of individual performance, they won’t feel threatened by the achievements of others. This will also promote a culture of teamwork.

In conclusion, employee incentive programs have become a necessity these days. It helps you attract talented staff, retain your top workforce and expand business.

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5 Fun Sports That Will Help You Get Fitter

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Getting fit and healthy should be a fun thing. You shouldn’t have to just got the gym and use machines to get fit. Instead, you can take part in lots of fun sports, and these will help you get fitter. With that in mind, here are some sports that will help you get fit and healthy.

Hiking

You might be thinking that hiking is not a sport. The short and simple answer is that it is a sport. It might not be in the Olympic Games, but it is still a sport. Hiking is also a lot of fun. There are few things as satisfying as walking a really tall hill and looking back down at all the progress you have made. Hiking is a great activity to do with friends and loved ones as you can chat, soak in the outdoors, spot wildlife and just generally enjoy walking. You don’t have to hike up enormous mountains to see the benefits either. You can walk through woods and forests, up towards moorland or just up some smaller hills. The main thing is that you are walking, getting fit and enjoying the outdoors. If you have a dog, then this is perfect for you.

Dancing

Dancing comes in many forms, and each is an excellent way to exercise and get fit. If you want to learn more about dancing, then you first need to pick a type of dancing that interests you the most. Once you have done this, then you can start looking for classes teaching that type of dancing. Dancing is so much fun, and it is another activity that you can enjoy with friends and loved ones. You can encourage and help each other to improve your dancing skills and get fit and healthy at the same time. There are plenty of dance classes around, so you should be able to find the one that suits you. You can take part in competitions, events or join dancing clubs if you really fall in love with dancing.

Swimming

Swimming is a full body exercise. You are using so many muscle groups and plenty that you likely wouldn’t normally exercise. This makes it a great type of exercise, and you can constantly test yourself to swim further and faster. This makes measuring your progress fun and interesting. Swimming is quite a solitary sport. You can’t talk to other people when doing it really. This means that you won’t be distracted and you can instead focus on the task ahead of you. If you enjoy swimming and act of moving swiftly through the water, then this might be a great way for you to get fit. If you are good enough, then you might want to join a team or club to constantly push yourself to do better.

Cycling

Cycling is not only a fun sport, but it is practical as well. You can cycle to work each day and get fit while doing it. This means that you don’t need to worry about driving, getting stuck in traffic or pay for petrol. You can also avoid public transport and all of the costs and time sinks associate with that as well. Instead, you can cycle to work. You will feel fitter and healthier because of it and be able to enjoy the bike ride at the same time. You can also cycle when you are not going to work as well. This means that you can enjoy cycling in the outdoors and seeing new places. Cycling in this way is an incredibly social experience. This is because you can chat with friends while cycling quite easily. However, you need to be careful as cars can be a danger to you when you are cycling. If you have had an accident while cycling, then you can contact somewhere like Velosure and see if you are entitled to compensation. If you love cycling, then you can join clubs and cycle with others.

Running

Running is fun. It might not seem like it at first, but it is fun. You make steady progress; you can measure how you have improved by going further and faster. It is a good form of cardio exercise that gets the blood pumping and the heart racing. Speaking of racing, you can take part in all kinds of running races. These might be marathons or smaller runs. You can join clubs, make friends and really get the most out of the social side of running. If that hasn’t sold you, then you might want to try the app, Zombies, Run! This excellent running app simulates a zombie outbreak and has you running away from the undead. It strings together a narrative that has you collecting items, upgrading a town and fleeing the walking dead. This can turn a simple run into something far more exciting, exhilarating and generally more fun. If you haven’t tried Zombies, Run!, yet then it is free and available on most smartphones.

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How the Internet Has Changed Our Lives

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Though the internet is still under three decades old, the impact that it has had on our lives is on such a huge scale – and things are only just getting started. With over 600 million active websites and countless bits though the internet is still under three decades old, the impact that it has had on our lives is on such a huge scale – and things are only just getting started. With over 600 million active websites and countless bit of content shared every day, the internet has reached into every aspect of our lives and changed them almost beyond recognition. Sometimes, it is worth taking a step back to really consider how much has changed, and that is exactly what we will be doing in this article.

Research and Information

Firstly, the access that we have to information of all kind is unprecedented – and all entirely for free. In days gone by, you would have to look something up in a book, head out to a library or rely on word of mouth to discover what you needed to know. Now, most of us are carrying around in our pockets a device that has access to all the information under the sun.

Communication

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Although communication has improved steadily throughout history, the speed of acceleration since the dawn of the internet is incredible. For millennials, our parents would only be able to speak to others through their landline, and if they wanted to cover bigger distances, by letter. Nowadays, we think nothing of firing off some instant messages to people living on the other side of the world or even speaking to them face to face via services like Skype.

Shopping

While a lot of people still like to visit physical stores, they are no longer necessary as you have access to a marketplace of anything you can imagine – all delivered directly to your door. And with the level of competition that is now going on between the big retailers, many delivery costs are reducing in price and you can get your items quicker and quicker. Since buying and selling is now so straightforward, you can also set you your own online business easier than ever.

Entertainment

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Not so long ago, heading down to the VHS rental store was a novelty entertainment choice. Now, you have access to all the movies, TV shows, games and music that you would like. As well as a lot of content that is available for free, the rise of streaming services has categorised the last few years. Casinos and betting services are also widely available, and it is easy to obtain a bet365 sign up offer to get started. With access to all this material available to most people, the internet has gone a long way towards combating boredom.

Travelling

With more and more detailed maps readily available, you can navigate around from place to place without much trouble at all. Planning is also so much easier, as you can book everything from your flights to your accommodation through your phone. And when you are searching for the best attractions, you can sift through hundreds or reviews to ensure that you are making the right choice.

Though there are countless other ways that the internet has revolutionised modern life, this article has hopefully given you a little more perspective on just how much has changed.

 

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A Brighter Financial Future

A financially bright future is something we can all but dream of. Well, most of us anyway. It isn’t always easy to be on the straight and narrow with money. When you have a family, a mortgage, and everything else under the sun to pay for, things can just get a little tight. It is something everyone goes through, but doesn’t have to. There are plenty of ways to give yourself a better financial future. It doesn’t involve working extra hours at work, or extreme couponing. All it involves is a bit of patience, cutbacks, and some frugal living. Juggling what you have to is never going to be easy. But we hope the tips below will give you a better and brighter financial future.

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The Basics

Let’s start with the basics. To have a brighter financial future, you first need to secure the present. A money plan is the first place to start. Put together yours and your partners wages. Then take away absolutely everything you have to pay out. From bills, to food shopping, to random family trips out, to fuel. Literally everything that goes out, write it down. What you’re left with is a total of spare money that you’ll have left at the end of each month. If the figure is a lot lower than expected, then we recommend some cut backs. If you know you’re going out each weekend, or ordering food each weekend etc. then change it to a once or twice a month treat. It actually does take up so much more money than you realise. We also highly recommend that you look for ways to cut on household costs. When you have a family, you’ll get through food and toiletries faster than you ever knew possible. So the next time you’re doing your big weekly shop, if you see something on offer, purchase a few of them to save you money in the long run. It might not be much, but every little truly does help. Household bills are something we know will be stressing you out. What we advise is using a comparison website to make sure you’re on the best contract as it is. If you’re struggling to find anything cheaper, then it’s time to make your home cheaper. Smart meters are excellent for showing you how much energy your home is using each day. They could help you monitor and save money each month providing the company you’re with uses them. Try and take shorter showers, and always turn lights and plugs off when they’re not needed.

The Help

There are glorious people out there willing to give you all the help and advice you need for a better future. All you need to do is go out there and find them. If you really are struggling, this is something you’re going to benefit from. Financial planning services are excellent for helping you to understand your money, where you could be saving it, and where you could improve your spendings in the future. Sometimes it is just hard to see where you’re going wrong on your own. There are also online chat services you can try if you prefer to not do it face to face. But visiting someone in person will help to give you a clearer picture.

So now you should have a brighter financial future in your sights. It just takes a bit of patience and self control, something a lot of us can admit we lack when it comes to money!

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How To Discover Her Engagement Ring Size

So, you’re ready to buy the engagement ring. You’ve been saving up, you’ve done your research and you know exactly what you want to present to her. There’s just one thing holding you back – you don’t know what her ring size is.

Here are a few tactics for getting her ring size to create the perfect proposal.

  1. Borrow one of her rings

This is probably the easiest way to find out her size without your beloved even knowing about it. Seek out one of her current rings and borrow it for a little while. If you would like the proposal to be a surprise, find out where she keeps her jewellery and try to pick a time when you’ll have enough to time get the ring without her seeing.

Make sure it’s a ring that would fit her ring finger, though. That’s because the dominant hand is often a little larger than the less dominant hand.

  1. Ask friends and family for help

Getting help can be an easy way to find out her ring size before shopping for engagement rings from UK jeweller Serendipity Diamonds. There’s every likelihood that your partner has discussed engagement rings and sizes with her friends or family. Maybe they’ve even tried rings on together, so her nearest and dearest may have a good idea of her ring size.

  1. Sneak the topic into a conversation

This is a tactic that requires a little skill. If you think you’ve got it in you to sneakily ask her about her ring size without giving your plans away, go for it!

You can really get creative with how you bring the topic up, too. For instance, ask her what her ring size is and tell her it’s because you want to buy a ring for your sister or mother.

  1. Compare hers and your finger sizes

Take a good look at the size of her fingers compared to your fingers. This is an easy one – when you’re holding hands or being affectionate, inspect her hand – she won’t think much of it. If you want to, you could even secretly try on her rings to see if they fit any of your fingers and then head to a jeweller to get your finger measured. There is room for mistakes with this one, so try to be as accurate as you can.

  1. Just ask her!

While the whole point of your mission may be to find her ring size in secret to create the perfect surprise proposal, sometimes, you may just to straight out ask her. Today, modern couples tend to be a lot less secretive about proposals. There are often plenty of conversations that happen leading up to the engagement. So, it might make sense to just ask her ring size the next time the topic comes up.

This doesn’t mean you can’t keep the proposal a secret. You could discuss the engagement, get on the same page about the ring and her finger size, and then keep the details of your proposal top-secret until it’s time to pop that special question.

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