Don’t Get Swamped By Your Studies

A lot of us, at some point in our lives, feel the need to further our lives by taking on courses in education, to either allow us to develop better skills in certain subjects or to enable us to gain better jobs in industries which we would like to work in. The draw of joining an educational system is appealing to many of us, as we are likely to meet new friends (or even partners), will be able to have fun while improving our education, and can almost feel free spirited when we join a college or university as the pressure of working in a full time job can be alleviated through joining a full time degree (or similar) and allowing our focus to be completely encompassed by the education we have decided to take on. However, many of us do not put the correct thought into what a degree will mean to our personal situation, such as finance, keeping friendships with our new friends, and how it will affect our family life. When we are busy with new aspects of our lives, it can be quite easy to neglect the details of our lives which were important before and we should do all we can to maintain personal relationships, keep a close eye and have good control of our finances, and we should also try not to get drawn into the overly social aspect of what taking on a degree or joining college can do. It is important that we keep a clear mind and focus on the job in hand – furthering our education.

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When we enrol on a course of higher education, it is important that we take into consideration all of the expenses and outgoings that will affect us while we are at a university or college, or a night class. These expenses and outgoings can consist of travel (public transport can work out to be expensive if not booked well in advance or if your route is quite a long one; owning and driving a car can also be expensive with all of the different legislation needed and obvious factors like gas), study additions (books will be needed, as will things like pens, notepads, laptops and tablets), you may want to invest in some new clothes so that you can give the best impression that you can to fellow students and your lecturers/professors, and you may also need to think about the cash you will need to enable you to socialize when class is over. Socializing at higher education is a vital part of getting to know your campus, and fellow students. It can consist of meeting for drinks, meals or even attending gigs or going to the cinema as a group. Of course, there is also the added aspect – and perhaps dreaded aspect – of paying for your tuition fees which can work out to be very expensive especially if you have not applied for bursaries or have not received a scholarship.

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With all this in mind, you will need to keep a tight grip on your finances and control all outgoings even before you start your education. If you were to enter your course with a loose grip on your finances then it is highly likely that you may not have much money to allow you to enjoy your time there and will be worrying about how far you can make your finances stretch. If you do find yourself struggling and think that it could be beneficial for you to research how to manage your money better, you could look at debt management with Money Expert as you could get professional help which will allow you to gain peace of mind and could also take a lot of worry and stress away.

It is important that you enjoy your time while studying, so you should take all of the negative factors away. This will allow you to completely focus on furthering your education, gaining new knowledge, and making new friends. Yes, money will be an important factor during your studies but if you manage your finances well it will allow you to gain an insight into how good money management works which will set you in good stead for the future when you leave your education and manage to get a job. If you gain knowledge of how to manage money well, then you can also pass all details and aspects of this knowledge onto family and friends – meaning you will have influenced others.

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The UK’s Cheapest University Cities

cheapest uk universities

With tuition fees at a maximum of £9,000 a year for home students and grants a thing of the past, it’s a good idea to reduce living costs by studying in cheaper cities. Unless you have a scholarship for tuition fees, like the Reuben Singh Scholarship, which covers one year’s fees, you’ll have to make your savings somewhere else.


Cardiff students pay an average weekly rent of £85 and this isn’t set to rise any time soon. Public transport is cheap here too, although most students cycle or walk. Cardiff is very affordable for a capital city.


Lincoln also has an average weekly rent of £85, as well as a good mix of bars, clubs, pubs and cultural centres. The city has two good unis – Bishops Grossteste and University of Lincoln.


Durham has the best quality of life for students in the UK. There’s a great social scene and graduates have a 92% employment rate within the first year of leaving. The average weekly rent is £82 and Durham is seen as a cheaper alternative to Oxford and Cambridge, which are eye-wateringly expensive.


The average weekly rent is £81, but it’s rising as demand increases. However, Liverpool is a cheap city to live in and there are lots of part-time jobs available. An extra benefit is that the two main unis – University of Liverpool and Liverpool John Moores University – have city centre campuses.

cheapest uk universities


The weekly average rent here is £81, but it’s rising slowly. The city has good nightlife and shopping, as well as cheap buses, which make getting around easier.


With a weekly rent of £80, Sheffield is a popular choice for students. The music scene in the city is famous and vibrant, and students can live all over the city and just outside as bus transport is very cheap indeed. Student routes cost under £1.


There’s a surfeit of accommodation in Leeds, which means that the weekly average of £80 is set to fall. The overall cost of living is very low, and taxis in Leeds are among the cheapest in the UK. If there’s two or more of you, a cab is often cheaper than each of you paying a bus fare!


Swansea’s average rent if £79 a week and it’s not set to rise. There’s lots of clubbing, art and shopping going on and Swansea University campus is a mere three miles from the centre.


Leicester also has a weekly rent of £79, which is falling slowly. Both the University of Leicester and De Montfort University are less than a mile from the city centre and the fact that Leicester is centrally-located within the UK means it’s easily accessible to students from all over. Food is cheap here, with Leicester being home to Europe’s biggest fresh food market.


The UK’s cheapest city costs an average of £69 per week (double room) and this average is falling. Belfast’s Queen University campus is just by the city’s bars and restaurants, so getting a part-time job shouldn’t be too much of a challenge.

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