Keeping Afloat During A Personal Financial Crisis

With troubled economic times, also comes rising personal debt, and if you feel like you are in a personal financial crisis, you are not alone. Australians have overtaken the citizens of Switzerland with household debts reaching astronomic figures. If you can feel your debt is starting to take control of your life, there are things that you can do to take matters into your own hands.

Learn To Balance Your Books

If you do not already, try starting a financial diary of all of your expenditures throughout the month. Make sure that you include everything that you pay out for, including your rent, food shopping, and car loans, right down to the pack of beers you bought to watch the game with at the weekend. It may just surprise you as to where a lot of your money goes, and it may also open your eyes as to where you could make some significant savings each month. The main reason that people get into debt is that they spend more each month than they earn, which is a lifestyle which is not sustainable. You will need to find areas of your finances that you can save money on, such as shopping at a cheaper grocery store, spend less on entertainment, or walk to the local shops for milk instead of taking the car. When you have reduced your outgoings, you will then need to learn how to manage your debts.

Getting Debt Advice

To be able to pay off all of your creditors it is going to require debt management on your part, and it is a good idea to speak to an expert for free, impartial advice on choosing how you will deal with your debt. You can contact the National Debt Helpline to get this information which can help you to make an informed decision on how to tackle your debt. One option that may be open to your is a consolidation loan.

Consolidating Your Debts

You may have the option to be able to consolidate all of your debts into one, which can save you money on interest payments in the long run. You will take out a loan which is enough to pay off all of your creditors, which will leave you with just one monthly payment to make. It can be suitable for a lot of people that are struggling with debt, but it is important that if you take out this type of loan that you make changes to your lifestyle to reflect the amount of money that you earn. Make sure that you always have something left over at the end of the month once all of your bills are paid, and put this into a savings account.

If you do not change your spending habits, then it will not be long until you are back in the same boat again, only this time you may have to look at different options such as bankruptcy! If you want to get rid of your debts that are hanging over your head, it can be done with a little tightening of the belt; you just need a little hard work and determination.

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The Effects of High Cholesterol on the Body

For many people, when they hear the word ‘cholesterol’ they will likely think the worst. In fact, when it comes to cholesterol, things are not so ‘black and white.’ Cholesterol can be both bad for you and good for you.

What is Cholesterol?

Cholesterol is a white fatty substance that you need for your body to work normally. While it exists in some foods, the production of cholesterol happens in the body’s liver. It can move around the body in the blood by what are known as lipoproteins. The two main types are:

  • High-Density Lipoprotein (HDL).
  • Low-Density Lipoprotein (LDL).

Of the two proteins, LDL tends to be referred to as ‘Bad Cholesterol.’ It’s bad because it can build up on the walls of the blood vessels, narrowing them and reducing blood flow. HDL is the opposite of LDL in that it’s seen as being ‘Good Cholesterol.’ Unlike LDL it has the reverse effect in that it soaks up excess cholesterol. HDL can remove bad cholesterol from blood vessels.

What are the effects of High Cholesterol?

If our bodies are to work properly, we need healthy levels of cholesterol. If, however, the levels are too high this may not happen. The problem is that there may be no obvious symptoms. That’s why taking action to identify and reduce the level of cholesterol in your body is important. If you don’t, you might find your health is at risk. This might show itself as issues that affect your heart and the blood moving around your body.

There is evidence that high cholesterol levels can have a number of effects on the body. Because of this, a person might be at risk of experiencing one of the following conditions:

  • Heart Attack
  • Stroke
  • Clogging of the arteries
  • Mini Stroke
  • Peripheral Arterial Disease

We know that cholesterol can build up on the walls of the body’s arteries. Because of this, high cholesterol can be a risk to your health. Elevated levels can impact on your heart, brain and other parts of your body. Another outcome is that there is a danger of a blood clot occurring. This can happen if the cholesterol breaks away from artery walls. The chances of you experiencing coronary heart disease increase as cholesterol levels rise.

How can I reduce my Cholesterol?

The key to bringing down your cholesterol is being able to follow a healthy, balanced diet. With healthy eating, it’s important to reduce the amount of fatty food you eat. One way of doing this is to swap out foods that contain saturated fat. It is better to replace it with things like fruit, vegetables, and whole grain cereals. Diet is one thing that can help you lower your cholesterol.

Another way of reducing your cholesterol includes taking regular exercise. If you’re a smoker then stopping will help.

Bringing together both diet and exercise will help you lower your cholesterol. If this doesn’t work and you are at a high risk of developing heart disease your GP may decide to prescribe medication. You might find that they prescribe you with medication like statins to lower your cholesterol level.

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If You Don’t Use Them, You’ll Lose Them…

It can be a big fear, that you aren’t simply making the most of your employees. And in whatever fashion, whether you aren’t stimulating them enough, or you’re neither currently increasing nor decreasing revenue, but are staying firmly in the middle, this is the sign of a business that is plateauing. You might be running a startup, but you’re too scared to let your employees move up or sideways in the company for fear of it upsetting the balance, but this is the equivalent of loving something too much. Holding it so tightly that it will end up flying the coup the first chance it gets. So, what are the signs of underused employees, and what can you do to fix this?

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Feeling Unstimulated

Now, there is a difference between having an unstimulating day and feeling chronically unstimulated, and can you see the difference in your workers? They may feel every day to do the same work and not be challenged by it, and this can be down to various reasons. But if you’ve kept people in the same role for years, then they’re going to know the role like the back of their hand and have become accustomed to using one set of skills when they are capable of so much more.

Their Responsibilities Haven’t Changed

The importance of growing with a role usually means taking on more duties and expanding your knowledge, making you a better asset to the company, but if everyone has stayed in the same roles for so long, how can they have grown and retained this indispensability? Having new challenges and different things to do, everybody says, is what makes a job interesting. They don’t have to necessarily like the role they’re doing, but if the job is diverse enough so that they feel challenged with an adequate amount of responsibility, this is usually what will keep people invested in a role.

They Rush Their Work

There is a difference between working fast and rushing, of course. And for every business, the hallmark of success is increased productivity, but so people can feel accomplished, they need to face certain challenges. Have you seen people keeping projects on track by being methodical in their work? Or are they always looking for something to do? It’s like in school, you thought that the cleverest person in the class was the one that did their work quickly, which made you rush too. It’s dangerous for people to do their work too fast, because mistakes will be made, and someone will pay the price. It could mean extra time working to rectify these mistakes, and therefore extra money!

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They Have Skills You Have No Idea They Had…

And while this is hard to spot from a distance, if you’ve got someone supremely skilled in one area that you may not link to the relevancy of the business right now, but it certainly could be in the future! If you’re not paying attention to your staff, you’re not valuing them enough.

…And They Don’t Have Skills You Want

If your employees don’t have what it takes, do you want to get rid of them and hire a whole new group of people and pay to train them up on the basics? Or are you better off to find a training centre so your employees can get clued up on the skills you need them to have? Soft skills training might sound irrelevant for a lot of people, but it’s the core of getting people to relate and to work together.  

So, What Can You Do?

While it’s important for roles to be fulfilled, if you run the risk of people feeling that they are not being utilised in their skills, you are going to lose them. What’s the solution? Well, it’s all about making your employees feel fulfilment. They demand this, and you need to give it to them. If you aren’t making the most of your employees, you aren’t just doing them a disservice, but you’re doing a disservice to your business. If there’s little wiggle room in a small company due to finances, then you need to find up a way to make it so. Speak to them, ask why they’re feeling stagnant? They will probably feel reticent in telling you because of the awkwardness of the circumstances, but you can put out anonymous questionnaires, and at least you will get a sample of what is bringing the employees down. It could be morale, it could be financial, or it could be personal. But if you have employees that are being underused in one way or another, look for these signs and start to make a change.

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3 Amazing Benefits of Drinking Green Tea

Green tea is not like any other tea and we all know it because we all hate it. But turns out its way healthier and the benefits are much more broader than just boosting memory. Read on to know about the amazing benefits of drinking green tea which will encourage you to drink the tea.

1. Calorie free:

Due to very low calorie content, green tea is also known as zero calorie beverage. If you are on a diet and planning to loose some weight, first thing is replace other beverages with green tea.

2. Helps quit smoking:

Green tea tastes different from any other beverage and is addictive if one consumes it regularly. When a smoker switches to green tea, the urge to smoke reduces slowly. Thus, helping one quit smoking.

3. Helps in treatment of diseases:

Just like free online bingo no deposit, green tea infuses a chemical inside the brain and helps improve memory. This is the reason green tea is used as one of the measures to treating Parkisons’ and Alzheimer.

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Watch Your Back If You Strike Out On Your Own

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Whether you’re making your way out there as a freelancer or starting your own business, there’s plenty of benefit to striking out on your own. Greater freedom, the ability to use your skills to their full effect without being hobbled by employers, not to mention the full reward for your hard work. But if you want to make it on your own, you need to be self-sufficient. You need to be responsible not only for giving your work 100% of your effort to truly succeed, but you have to protect yourself from the risks of working for yourself. No-one else is going to do it.

You need your own smarts

When you work for yourself, it should be obvious you have a greater range of responsibilities than you would otherwise. Being good at what you do isn’t quite enough. You need to build a broad base of knowledge in several different areas. Time management and organization. Marketing. Accounting. Customer relationship management. Branding, whether for a business or as an individual. You’re in charge of both finding projects and work, as well as making sure that the results of said work are properly utilized. If you’re not ready to take responsibility for the full spectrum of tasks, you’re going to leave critical parts of running a business or working for yourself up to luck.

You need your own protections

You might not have been fully aware, but your past employers had a bunch of protections in place to keep the business free or at least insulated for certain kinds of risks. Now’s the time to start putting those protections in place. You need to ask and find the answers to questions like what is intellectual property? What is public liability insurance? What is business interruption protection? These are the protections that will make sure that others can’t steal a brand you’ve worked hard to build, that your business can survive any damage accidentally caused by the business, and that you can keep yourself afloat when circumstances make it impossible to run the business temporarily. Without putting these protections in place, there are too many risks around every corner.

You need your own standards

This is where even the savviest of entrepreneurs and freelancers can find themselves in most danger. You want to keep customers happy and to welcome as many of them as possible. However, not all clients are easy to deal with. Toxic clients come in many shapes, but the most dangerous are those who make demands on how you do your work. If you don’t have services pre-defined and priced fairly, you will find those clients who attempt to set prices for you and who ever ask for more without being willing to pay for it. You can get sucked into a spiral of doing work for ungrateful, disrespectful people who aren’t even monetarily worth the time you spend working for them. It’s important to set your own standards and be willing to say ‘no’ to those who want you to work outside them.

If the above points have scared you off working for yourself, then you’re not truly ready for it. There’s no burying your head in the sand here. If you can’t take care of yourself as a freelancer or business owner, you set yourself up for disaster.

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The Ultimate Guide to Starting a Zine

There has surely been a point in all our lives where we really wanted to get something off our chest. And not just to one or two people, but to as many people as possible. It’s surely why Facebook, Twitter and Instagram have done so well over the past decade. It’s certainly why blogs became such a big thing in the early 2000s (and onwards!). But these platforms, while not exactly dropping in popularity, seem to have become very saturated – and people are beginning to look towards new methods of connecting with others.

Of course, there are plenty of uses for social media and blogging that go beyond personal use and creativity. Businesses use these platforms to great extents. But there are a lot of business owners out there who are looking for a new and exciting way of connecting to their most loyal customers, as well as turning eyes to their brand that may never have looked their way previously.

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So it’s pretty clear that Tweets and Facebook status updates aren’t always enough. Sure, you could look into starting your own website or writing for a blog. Those are definitely great ways to connect with an audience. But zines – smaller-scale versions of magazines – are becoming more popular these days. They’re a unique way to get your creations out there, as well as getting word about your brand. Check out this guide to getting started.

Pick the subject

Zines are generally noted for being centred quite closely on one specific subject. Of course, this is true of most publications. Magazines, for example, are largely based around one medium such as fashion or music. But with a zine, you have less room to meander. Magazines will generally cover a bunch of subjects, albeit ones related in some way to their “main” subject. You have to pick a topic you love enough to focus on for 12-24 pages.

So what’s it going to be? Business? Punk rock? Horror movies? Bizarro fiction? A mix of all four? See if you can find a niche or a new approach to a widely-covered subject.

Gauge interest

The next step is to see how far a reach you think this zine could have. This is also a good way of gauging what kind of things people would like to see in such a publication. As you’re going to be doing something very small-scale (at least at first), the best people to speak to are your friends. If you have any online followers, you may want to speak to them, too.

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Go online and see if you can find any information about other zines in your area. While zines have gained popularity in the age of social media (oddly enough), they’re still not exactly ubiquitous. The chances are high that you’re the only one making a zine in your area, let alone a zine of your particular subject! Having said that, you should be considering the potential for an expanded audience in the future.

Create content

What kind of content are you going to have? News stories? Opinions and think pieces? Poems and short stories? Artwork? Many contemporary zines employ a mixture of all of these things. Decide what you want to fill your zine with, then get to creating as much content as you can. You should aim to create enough content to fill several issues of a zine, then comb through it all and pick the best stuff.

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For this stage, you’ll also need to have worked out whether or not you’re going it alone. If you are then that could be a pretty heavy workload. But you could look into getting submissions for the next zine if you so wish. Alternatively, you can accept submissions from the beginning during the “gauging interest” phase. You could also choose to work as part of a team, bringing a friend or two on board. If your zine is geared towards business interests or you’re looking to promote your brand, then you might want to consider working with copywriting experts. Remember that this isn’t going to be a big publication (physical size-wise), so take care not to invite too many cooks into the kitchen!

Adding goodies

A lot of zines just come as-is, with no supplementary material or gifts. Whether or not you want to continue this trend is, of course, up to you. But there are a few zines out there who take a route akin to that of magazines. They’ll come with small items relevant to the subject material.

If you’re making a music zine, then this kind of thing can definitely work in your favour. Let’s say you’re doing a zine about the local music scene. (Not a bad idea – you already have a guaranteed audience, i.e. the local music scene!) You could include some CDs with the zine that includes music from local unsigned bands. Producing a bunch of CDs will be a lot cheaper than you think, and getting the music shouldn’t be too difficult if the bands have recorded material. (You are, of course, going to want to focus on unsigned bands if you don’t want to get into legal trouble!) DVDs are also an option if you want to include footage of business seminars.

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Heading to print

As the circulation of your zine is going to be pretty small, getting it printed should be quick and inexpensive. It is here, of course, that you’ll need to decide just how many you’re going to print. Is there a magic formula that will help you work out without error just how many you’ll need? Unfortunately, no. It will depend to a great extent how many people you’ve already planned to send it to. You may want to consider printing that number of copies and then an additional third of that number. Again, that’s not a formula everyone works with – you’ll have to work it out yourself as you go along!

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Don’t feel pressured to print too many. Remember: as long as you have the original documents, you can always make more copies. So while it’s good to have some spare in case you have unexpected interest, don’t go ahead and print a thousand copies. It might end up costing more than the eventual readership will justify! Once you’ve printed the copies you need, either hand them to your readers in person or send them by mail to people who are out of immediate reach.

If you’re producing zines as part of your business strategy, then sending them out to subscribers is a good idea. This can also work as incentive to subscribe to your business’s mailing list! You should also consider bringing a bunch of copies along with you when you have events to attend. If you produce something particularly eye-catching and bring them to a trade show as a giveaway, for example, then you could attract more people to your stall than with the usual gimmicky giveaways other businesses use!

Getting the word out

Okay, by distributing your zine you’re already technically “getting the word out”. But what I’m referring to here, specifically, is letting more people know about your zine. In other words, we’re talking about marketing!

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Of course, much of the ethos of a zine involves small readerships and limited advertising. But that doesn’t mean you should keep its presence hidden completely. Start up a website and a Twitter account for your publication. These things can help bring the mood of your zine onto the Internet. It will also help you catch the attention of passers-by, especially friends of friends!

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Steps To A Smooth Start To A Manufacturing Business

Starting up any business is a huge venture. Not only are you embarking on something new, but you are relying on something new to be your livelihood. As with any new start-up, the crucial part is research. Researching the industry that you are investing in, what is involved to bring up a profit and benchmarking the competition so you know who your potential customers are buying from. Moving into manufacturing may be a whole new area for you, but building a strong support network and putting out your business plan are among what you need to do to make your manufacturing business a profitable one.

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If you are ready to be a manufacturer, investing in space, premises and gravity conveyor systems to get your business ready are all the first steps you would take. Setting up a business in manufacturing is a huge financial commitment and it’s also a huge responsibility. Once you’re up and running, though, it can be profitable and the job satisfaction that comes with running your own manufacturing company is something else entirely. There are always steps to every new business, but if you follow these, you should have a smoother beginning.

  • Get Support. Every new company needs the right network in place for a strong and stable beginning. You can be chock full of enthusiasm but enthusiasm doesn’t run a company. A business coach can be an excellent guide and helping hand in the early days of the business. Having a good, strong managerial team can make a huge difference to the way your company is run from the start.
  • Choose Location. New businesses are always money conscious, but if you go for the cheap premises, you could shoot yourself in the foot. You need a good infrastructure and area really counts when you choose your premises. You’ll need good transport links to get to your building, and be easily accessible for suppliers and customers alike. The location can even make a difference as to whether you get any help from government. Research as much as you can!
  • Factory Finding. Whatever you choose to manufacture will change the size and use of your factory. If your product requires a lot of power, you’ll need a bigger building with a lot of industrial floor space. You’ll need to find somewhere that has parking for staff and you’ll need a good amount of security for a product that is high value.
  • Staff Counts. Factory staff is something you have to consider from the beginning. You need a good level of trustworthy, motivated staff that are skilled and trained for the work that you do. Your staff should be part of your business plan financials – there’s no point interviewing and training skilled staff if you can’t afford them!

Your manufacturing business can be highly profitable and be a massive success, but you have to look at what you are producing and what it is for. It’s easy to be distracted by the bigger picture in a new venture, but try to calm the excitement and look beyond the initial opening!

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Unlock the Full Potential of Your Website

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So you’ve realized that having a social media presence isn’t enough; you need a full-blown website in order to promote your business in the right way. But so many people are still squandering the potential that a website can bring to them and their business. It isn’t something you should create quickly and cheaply and then leave hanging around limply on the Internet like stale bait on a hook.

You need to make sure your website is realizing its full potential; websites can do so much for your business, and it’s time that you dedicate a little more tender loving care to it. Here’s what you need to do to really strengthen it.

Improve your content

You don’t want any old fluff on your website’s blog. And if your website doesn’t have a blog, then you’re probably making a pretty big mistake. A lot of business owners underestimate the potential of a blog when it comes to marketing. Don’t allow your blog to be a place where pretty much any old post that loosely relates to your subject is uploaded. With that in mind, you also shouldn’t be too insular with your subject matter. You want to give people a good reason to read every word. Hire some really good writers to create exciting content for your blog. Share the wisdom of your business with others. Give your opinion on certain things occurring in the industry.

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Advance your development skills

The more skilled you and your employees are when it comes to web development, the easier it will be for your website to reach its fullest potential. A lot of business websites these days are a little too simple and basic. Yes, simplicity was definitely underrated for a long time, but many businesses seem to have gone way too far into the other direction of sheer minimalism. Check out some modern HTML guides to ensure you’re doing everything you can to clean up and improve the code that’s keeping your website up.

Switch to more reliable CMS

So what content management system are you using? This has a big effect on the delivery of your content, as well as how its presented on your website. A lot of people try to take really cheap alternatives to the big names, not only because they want to save money but also because they’re convinced something on the periphery may work better. (Like the hipsters who spent years trying to convince us that Zunes were really better than iPods!) It’s time to be honest: CMSs like WordPress and Magento are the most popular out there for a good reason.

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Boost your marketing campaign

What good is such a website if no-one can see it? Now is not the time to take on a “build it and they will come” attitude. Yes, you should put focus on building a great website before marketing; but once your masterpiece is finished and you’re ready for people to check it out, you should really be willing to go all in when it comes to digital marketing! If people aren’t visiting it, then your website will never reach its fullest potential. Just make sure you have a host that can handle all the traffic!

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Latest Fashion on a Budget – Here’s How!

Looking good is feeling good, and nothing makes you feel good more than wearing the latest, beautiful fashion brands. But it’s the hole in the bank balance that doesn’t make you feel good, so what can we do about that? Everybody likes to save money, so is there any way to keep an eye on the pennies, but still wear designer gear? In fact there are many things you can do to make sure you are up to scratch with fashion but not breaking the bank, and that’s what we’re going to talk about here.

Of course, the simplest fact we need to state is that shopping for clothes in the knowingly expensive high street stores is never going to be the answer; they have the highest mark-up, and you will pay for the experience. There is no doubt that the answer is to shop online, but the question is this: where do you get the best deals?

Online Fashion Savings

If you’re not familiar with shopping online, you need not worry; first, despite many scare stories, if you stay with the reputable sites it is safe and secure. Second, it’s very simple, and you really can make superb savings. This is especially so on clothing, where the overheads that make high street stores so expensive are overcome, and the savings passed on to the buyer.

So, where do you start? Well, we could advise you look at the popular online auctions sites, such as eBay. There, you will undoubtedly find many people selling top class pre-owned designer fashion, and at amazing prices, but there is a problem. As there are many individuals selling on the auction sites, you have no guarantee of quality, or even if the item is genuine. So, you might be lucky and get a bargain, or be unlucky and get ripped off – and then getting your money back can be difficult. Try the auction sites by all means, but be vigilant while you do.

Quality Pre-Owned Fashion

There are sites selling pre-owned fashion gear where you can be sure you are getting quality items. They take the time to check over the clothing carefully to make sure it is not only the real thing, but is in a saleable condition, and you get quite amazing savings on the retail prices. Where can you find such bargains? You could try http://buyandselldonnatela.co.uk, a great site offering a wide variety of top quality fashion brands and superb items, all at quite amazing discount prices.

From shoes to clothing through bags and accessories, Donnatela has a reputation for excellent service and guaranteed quality, as they take the time to authenticate every item, so you know there are no fakes in this collection. You will find the savings to be superb, and the items on sale to be a varied and fabulous collection of top brand names that will certainly please you. It’s got to be the number one shopping portal for cheap designer items, so have a look now and see what you can find.

Saving Money is Fun!

Perhaps the best advantage of using sites such as Donnatela over the auction sites is that you know what you are getting; everything is sorted into categories – just like a regular online shop – and you can browse through the stock easily. Also, there’s no bidding: you have a fixed price – an attractive one – so you also know what you are going to pay. If this sounds like a shopping experience you would enjoy, check out Donnatela now, and you could soon be on the way to making fantastic savings on some truly beautiful designer clothing, shoes and accessories.

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Hair Loss: Are You A Victim?

Although nobody would bat an eyelid if they saw a man without any hair, it’s a different story for women. Female hair loss is often associated with there being something seriously wrong, like cancer. But in reality, hair loss is a reality for women too, even if it doesn’t affect as large a proportion of the population.

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It’s normal to lose about 50 to 100 strands of hair every day. Your hair is preprogrammed to fall out at regular intervals when the follicles fall dormant, and then reactivate once again after a few months. However, this process can be interrupted for a variety of factors, and you can actually end up losing more hair than is growing back naturally. When this happens, the hair starts thinning and can cause psychological distress. (Science has shown that hair is critical for our wellbeing).

The good news is that there are a variety of products and tips you can use to combat hair loss. Here are some ideas.

Massage Your Scalp

Massages are underrated in general. But scalp massages are particularly sidelined. Massaging your scalp while you’re in the shower is an excellent way to stimulate hair follicle growth while also helping you relax, by activating the follicles themselves with a combination of pressure and warmth. Next time you’re in the shower, move your fingers in circular motions across your whole head, reducing tension and helping nutrients circulate.

Target Hair Regrowth Using Products

Thinning hair is a big concern for a lot of women. As a result, many cosmetic companies have launched their own hair regrowth formulas which they claim can work wonders. These include special shampoos, essential oils and other products designed to get hair to grow back. Many of these products focus on eliminating bacteria, believed to contribute to hair breakage and loss.

Consider Micropigmentation

A recent article on Zwivel argued that micro pigmentation might be a great alternative for some people to hair transplants or wigs. It works by tattooing the scalp, giving the appearance of the presence of hair when there is none. Micropigmentation is also likely to be significantly cheaper than traditional transplant methods, and possibly less invasive.

Avoid Harmful Chemicals

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Could your hair loss be caused by exposure to harmful chemicals? It’s possible. It turns out that some of the chemical processing treatments available in salons are damaging to certain types of hair, especially if used too often. Doing anything to your hair using chemicals, such as bleaching, lightening and straightening, can all potentially cause damage leading to hair loss. If you notice that the rate of hair loss speeds up after visiting the salon, stay away for a while and see whether the problem improves or not. Also, try using deep conditioning a few times a month to see whether that helps the hair to recover.

Avoid Styles That Pull The Hair Back

The stress caused by styles that pull the hair back, like ponytails, can result in it falling out. If you have to have your hair pulled back for work, avoid pulling back too tight, using clips if needed.

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